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Founder's Story

My name is Bettina Kretz, I am a wife and mom of three grown girls. I am also the owner of a logistics company, which I have successfully run for the past 27 years. Education was always a priority in our home. My daughters attended private schools and excellent colleges in their later years. 


Upon their ventures into the real world it came to my attention there were some things missing. What I first noticed was the lack of knowledge of the day to day life skills. For example, the simplest of tasks such as choices about car payments, insurances and banking (credit cards).  

These decisions that they were making were more important than many of their classes in school. I realized their lack of knowledge and preparedness for the real world. After many sleepless nights and the continued discussions on what I felt they should have been prepared for somewhere along the way, came my idea about starting BAM. This program will teach the vital day to day life skills needed to make all young adults successful.  

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~ Bettina Kretz

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Our Program

BAM’s mission is to empower young adults with basic financial knowledge so they can navigate the real world and boost their chances for success.

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Click below to learn more about the classes being offered!

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About Us

BAM is an after school program to engage young adults in learning necessary life skills. The program has developed real life scenarios taught by captivating teachers to make this interactive program a success. Students will take an assessment at the beginning and end of the course to empower these young adults as they navigate these adult responsibilities.

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Contact Us

Questions or comments?
Please feel free to reach out to us today! 

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